Insured’s expert

Our firm intervenes in the field of insured expertise whether you are an individual or a professional.

Market valuation before a disaster

It is important to have your property valued before disaster strikes .
It is the expertise in insurance value (market value) that allows you to determine the amount of the guarantee to be subscribed. It is often complicated to estimate the value of your home and to communicate the right value to your insurer.

In the event of a disaster strikes, only a prior expert’s report can be used against the value retained by the insurance company after depreciation.

If you overestimate your assets, you risk paying an inappropriate and overpriced premium.
If you underestimate them, you risk a loss in the event of a disaster.

We evaluate your property in market value whatever the nature of this property:
– Residential properties: apartments, houses, land, garages.
– Professional property, offices, sheds, agricultural land, barns.

Our fees will always be subject to a mission order and a preliminary estimate.

Expertise after a disaster

The role of the insured’s expert is to defend the client who mandates him (company or individual) in the event of a disaster against the insurance expert. It allows for a second opinion on the valuation of the property by the insurance expert in order to maximize the compensation that will be due.

We intervene for the evaluation of your real estate or the loss of use to establish at best your claim in the following fields:
– Fire
– Malfunctions
– Water damage
– Natural disasters

Fees of the insured’s expert: two scenarios:
– Your insurance contract (covering the loss) provides for partial or total coverage of expert fees: they will be paid by your insurer within the limits of the clauses of your contract.
– Your insurance contract (covering the loss) does not provide for coverage of the expert’s fees: in this case the fees remain exclusively at your expense.
They will apply as follows:
1) Possibility of fixed remuneration in certain cases.
2) Percentage-based remuneration, depending on the compensation obtained by you (on average between 5 and 15%). the amounts are always calculated on the transactional indemnity.